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Determinants of household access to bank credit in Lesotho
Access to bank credit has become one of the key elements in improving households’ incomes and their standards of living in an economy. Extensive research has been conducted on the determinants of household access to bank ...
Determinants of commercial banks' interest rate spreads in Botswaana
(University of Botswana, www.ub.bw, 2016-05)
This study investigates the determinants of commercial banks’ interest rate spread using time series cross-sectional analysis for the period of 2004Q1 to 2014Q4. It reveals that Botswana’s bank charges are high by regional ...